Testimonials

"Fast, Fast, Fast. My Home Sold in 24 Hours for the Full Asking Price!!"
"When I put my property on the market I didn't expect it to sell so fast and for the full asking price. The A-1 Nolan team was very professional and kept me informed every step of the way. I couldn't have asked for a better experience and would definitely recommend A-1 Nolan to family and friends in the future."

"Ludlow Home Sold in 8 Days for 99% of Asking Price!!"
"Like anyone else selling their home, we wanted to sell it fast and for the most money possible. After our initial meeting we were confident that the A-1 Nolan team would get the job done. They also assisted us in purchasing a home at the same time. Thank you A-1 Nolan for a job well done!"

How Much Can You Borrow?

How Much Can You Borrow?

How much you can borrow will depend on your income, down payment, job stability, existing debts, credit references and payment history. Lenders usually use the following two qualifying guidelines to decide how much of a loan you can manage:

  • Your monthly housing expenses - mortgage payment, property taxes, insurance, etc. These expenses should be no more than 28 percent of your monthly gross income.
  • Your monthly living expenses and any long-term debts - utilities, car and school loan, child support, health and car insurance, etc. These expenses should be no more than 36 percent of your monthly gross income.